BCC Phil Finance ("BCC Phil Finance") operates and may operate other websites. It is BCC Phil Finance's policy to respect your privacy regarding any information we may collect while operating our websites.

Website Visitors

Like most website operators, BCC Phil Finance collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. BCC Phil Finance's purpose in collecting non-personally identifying information is to better understand how BCC Phil Finance's visitors use its website. From time to time, BCC Phil Finance may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.

BCC Phil Finance also collects potentially personally-identifying information like Internet Protocol (IP) addresses for logged in users and for users leaving comments on blogs/sites. BCC Phil Finance only discloses logged in user and commenter IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below, except that commenter IP addresses and email addresses are visible and disclosed to the administrators of the blog/site where the comment was left.

Gathering of Personally-Identifying Information

Certain visitors to BCC Phil Finance's websites choose to interact with BCC Phil Finance in ways that require BCC Phil Finance to gather personally-identifying information. The amount and type of information that BCC Phil Finance gathers depends on the nature of the interaction. For example, we ask visitors who sign up at to provide a username and email address. Those who engage in transactions with BCC Phil Finance are asked to provide additional information, including as necessary the personal and financial information required to process those transactions. In each case, BCC Phil Finance collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor's interaction with BCC Phil Finance. BCC Phil Finance does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.

Aggregated Statistics

BCC Phil Finance may collect statistics about the behavior of visitors to its websites. BCC Phil Finance may display this information publicly or provide it to others. However, BCC Phil Finance does not disclose personally-identifying information other than as described below.

Protection of Certain Personally-Identifying Information

BCC Phil Finance discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on BCC Phil Finance's behalf or to provide services available at BCC Phil Finance's websites, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using BCC Phil Finance's websites, you consent to the transfer of such information to them. BCC Phil Finance will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, BCC Phil Finance discloses potentially personally-identifying and personally-identifying information only in response to a subpoena, court order or other governmental request, or when BCC Phil Finance believes in good faith that disclosure is reasonably necessary to protect the property or rights of BCC Phil Finance, third parties or the public at large. If you are a registered user of an BCC Phil Finance website and have supplied your email address, BCC Phil Finance may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what's going on with BCC Phil Finance and our products. If you send us a request (for example via email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. BCC Phil Finance takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.


A cookie is a string of information that a website stores on a visitor's computer, and that the visitor's browser provides to the website each time the visitor returns. BCC Phil Finance uses cookies to help BCC Phil Finance identify and track visitors, their usage of BCC Phil Finance website, and their website access preferences. BCC Phil Finance visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using BCC Phil Finance's websites, with the drawback that certain features of BCC Phil Finance's websites may not function properly without the aid of cookies.

Business Transfers

If BCC Phil Finance, or substantially all of its assets, were acquired, or in the unlikely event that BCC Phil Finance goes out of business or enters bankruptcy, user information would be one of the assets that is transferred or acquired by a third party. You acknowledge that such transfers may occur, and that any acquirer of BCC Phil Finance may continue to use your personal information as set forth in this policy.


Ads appearing on any of our websites may be delivered to users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This Privacy Policy covers the use of cookies by BCC Phil Finance and does not cover the use of cookies by any advertisers.

Privacy Changes

Although most changes are likely to be minor, BCC Phil Finance may change its Privacy from time to time, and in BCC Phil Finance's sole discretion. BCC Phil Finance encourages visitors to frequently check this page for any changes to its Privacy. If you have a account, you might also receive an alert informing you of these changes. Your continued use of this site after any change in this Privacy will constitute your acceptance of such change.